What can I use a Lombard Visa Card for?

You can use a Lombard Visa Card for any purpose such as home improvements, to consolidate debts or for your everyday purchases.

Who can apply for a Lombard Visa Card?

You can apply if you are at least 18 years of age and an Australian resident or citizen.

How much can I borrow?

You can borrow from $500 up to $20,000 with a Lombard Visa Card.

What are the annual and monthly administration fees on Lombard Cards?

There is a $60 annual account fee and a monthly administration fee from $2.90 for all Lombard Cards.

Fees current as at 01/10/10

What should I do if my Lombard Visa Card is lost or stolen?

If you believe your Lombard Visa Card has been misused, lost or stolen or the PIN has become known to someone else, you must immediately contact the VISA Card Hotline at any time (available 24 hours a day, 7 days a week) on its emergency number 1800 224 004 or if calling from Sydney (02) 9959 7480.
The VISA Card Hotline will acknowledge the notification by giving a reference number. Please retain this number as evidence of the date and time of contacting the VISA Card Hotline.

For more information please click here.

How fast is the application process over the Internet?

It takes approximately 10 minutes to complete your application online. Once we’ve processed your application, we will contact you with a decision.

Final approval can depend on acceptable results in the relevant checks we are required to make, and providing sufficient verification of your details.

What are the opening hours of Lombard Finance?

Lombard Finance is open from 9:00am to 5.30pm (EST) Monday to Thursday and 9.00am to 5:00pm (EST) on Fridays.

How do I find out about the status of my application?

We will contact you once we have assessed your application. If you have any further enquiries about your application contact Lombard Finance on 1300 132 301.

Can I make extra payments on my Lombard Visa Card?

Yes. You can make extra payments weekly, fortnightly, monthly, or whenever you require on a Lombard Visa Card. However, fees and charges may apply.

Will I incur a fee if I make a payment through BPAY?

No. Payments made via BPAY will not incur a payment handling fee however this may be subject to change.

How can I increase my existing Lombard Card credit limit?

If you already have a Lombard Card, you can apply for an increased credit limit by calling us on 1300 132 301, 9.00am – 5.30pm (EST) Mon-Thurs and 9.00am-5.00pm (EST) Fri.

How do I set up a payment schedule on my Lombard Card?

You can set up a direct debit payment schedule so that your Lombard Card repayment is taken out of your nominated account on a weekly, fortnightly or monthly basis. Just complete the direct debit form and fax it back to us on (02) 9431 1700.

 

What if I receive a replacement card and I have an automatic payment or direct debit set up?

Please complete this repayment form and forward to your financial institution.