About this website

This website is operated by Lombard Finance Pty Ltd (ABN 31 099 651 877) ("Lombard") under the domain name "www.lombardfinance.com.au" ("Lombard Finance Website"). Your use of and reliance on the information, graphics and materials on the Lombard Finance Website ("Material on this website") is governed by these Terms of Use and Lombard Finance's Privacy Statement.


In addition to the terms in this document, there may also be specific terms governing your use of, and access to, certain sections of the Lombard Finance Website. Those specific terms also form part of these Terms of Use and you will be bound by them. You should review them wherever they are accessible by you on the Lombard Finance Website.


Links to other websites

The Lombard Finance Website may contain links to other websites operated by third parties ("Third Party Websites"). Any such links are provided for convenience only. Lombard Finance does not endorse, approve of or recommend those Third Party Websites, and is not responsible for the information, graphics and material they contain ("Third Party Material").


All offers to sell and statements relating to goods and services available on Third Party Websites are the responsibility of and given by the Third Party Website operator. In so far as such offers and statements are made on the Lombard Finance Website, such offers and statements are made by Lombard Finance on behalf of the Third Party Website operator. Lombard Finance expressly disclaims acting in any other respect on behalf of Third Party Website operators.


Subject to any rights at law which cannot be excluded, Lombard Finance makes no warranties or representations:

When you follow a link on the Lombard Finance Website, Third Party Material may be displayed in your browser framed by Material on this website. This material is also Third Party Material for the purpose of these Terms of Use.


By linking Material on this website to Third Party Material, Lombard does not authorise the reproduction of Third Party Material. If you download software from a Third Party Website, use of that software may be subject to a licence agreement between you and the Third Party Website operator. To the extent permitted by law, Lombard Finance accepts no responsibility or liability for that software.


Lombard Finance may receive payments from operators of Third Party Websites in relation to goods or services supplied by the operator as a result of you linking to the Third Party Website from the Lombard Finance Website.


Lombard Finance Product Information and Supply

Material on this website may contain general information about Lombard Finance products and services. Unless expressly stated otherwise, this information:

All information is subject to change without notice. Lombard Finance recommends that you seek independent advice before acting upon Material on this website or Third Party Material. For further information about a particular product or service please contact Lombard Finance on 1300 132 301.


All applications for credit are subject to Lombard Finance's normal credit approval criteria.


Unless expressly agreed otherwise, products and services referred to on the Lombard Finance Website will be provided only to Australian residents. These products and services are generally not available to non-Australian residents because they may not comply with non-Australian laws.


Warranties

While we have made every effort to ensure that information is free from error, Lombard Finance does not warrant the accuracy, adequacy, suitability or completeness of Material on the Lombard Finance Website. Use of the Lombard Finance Website is at your own risk. Lombard Finance does not guarantee that the Lombard Finance Website or Third Party Websites will be free from viruses, that the Lombard Finance Website will be available, or that access to the Lombard Finance Website or Third Party Websites will be uninterrupted. You are responsible for taking appropriate precautions for the protection of your computer system and data.


Limitation of Liability

Subject to any rights implied by law which cannot be excluded, Lombard Finance is not liable to you, whether in contract, tort (including negligence), statute or otherwise, for any losses, damages, liabilities, claims or expenses (including but not limited to legal costs and defence or settlement costs), direct or indirect, whatsoever arising out of or referable to:

Lombard Finance's liability for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at Lombard Finance's option, to:

Termination

Your use of and access to the Lombard Finance Website may be terminated at any time by Lombard Finance without notice. All restrictions, licences granted by you and all disclaimers and limitations of liability by Lombard Finance will survive termination.


Jurisdiction

Unless otherwise stated, the information on the Lombard Finance Website is provided in compliance with Australian law and is only intended for persons within Australia. The Lombard Finance Website may not comply with the laws of countries other than Australia and is not directed at, and should not be relied upon by, persons in any other country.


Copyright and Trade Marks

Copyright in the Material on this website is owned by or licensed to Lombard Finance.


Except where necessary for viewing the Material on this website on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms of Use, no Material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, distributed, displayed or transmitted in any form by any process without the specific written consent of Lombard Finance.


You must not use any trade mark displayed on the Lombard Finance Website in any way without our express written consent.


Privacy and use of the Lombard Finance Website

Lombard Finance des not collect any personal information about you when you use the Lombard Finance Website unless:

Lombard Finance does gather statistical information about use of the Lombard Finance Website, including by the use of cookies, however none of this information allows Lombard Finance to identify a user.


Lombard Finance may also use third parties to collect statistical information to measure the effectiveness of our online advertising. Any third party involved in this process will not collect personal information.


If you use a link from the Lombard Finance Website to a Third Party Website, the Third Party Website operator is responsible for the security and privacy of your information when you are viewing that website.


You should review Lombard Finance's Privacy Statement for more information about how Lombard Finance deals with your personal information.


Linking to the Lombard Finance Website

Please contact Lombard Finance’s Marketing Department if you would like to place a link to any part of our website. You must not link to the Lombard Finance Website without our express permission.


Acceptance and Changes to Terms of Use

You acknowledge and agree that your use of the Lombard Finance Website indicates your acceptance of these Terms of Use and the Privacy Statement as varied from time to time.


These are the current Terms of Use. They replace any other terms of use for the Lombard Finance Website published on the Lombard Finance Website to date. Lombard Finance may at any time vary the Terms of Use by publishing the varied Terms of Use on the Lombard Finance Website. You accept that by doing this, Lombard Finance has provided you with sufficient notice of the variation. Your subsequent use of the Lombard Finance Website constitutes acceptance of the varied Terms of Use.


Lombard reserves any rights not expressly granted in these Terms of Use.


Date of Publication – Jan 2008 – Version 1


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