*6 months Interest Free is available on purchases of $250 or more, made in one transaction, using the Lombard 180 card or via a
promotional offer at a Lombard retail partner.

^{^}Up to 55 days Interest Free is available on card purchases (excluding cash withdrawals), when you pay, by the payment due date, the amount identified in
your statement as the ‘optional repayment to qualify for up to 55 days Interest Free’. Interest is payable on any balance outstanding after the Interest Free Term.