IMPORTANT INFORMATION ABOUT THE POTENTIAL SAVINGS CALCULATOR
*Interest Free Term has the meaning set out in the Lombard Account Conditions of Use (which can be viewed here) and is only available on certain transactions (e.g. transactions specified to be Interest Free for a specified term by a retailer approved by Lombard Finance).
^Interest Savings Calculator assumes:
a) you don't make any purchases or cash advance transactions on your Lombard Account until the Interest Free Term ends or the amount of the relevant purchase is paid in full.
b) you repay the purchase amount on your Lombard Account in full within the Interest Free Term.
c) you only make minimum repayments on the other credit card (and don't pay off the other credit card in full) during the Interest Free Term. The minimum repayment on the other credit card is whichever is greater of: 3% of the total balance, or $30, or the amount of outstanding government and interest charges.
d) savings do not take into consideration any fees that may apply to your Lombard Account or the other credit card, including annual fees.
e) the interest rate applying to the other credit card will not change.
This calculator does not take into account other benefits of the other credit card, such as reward schemes or special offers. This calculator is only a guide. These indicative savings are not a quote. The Standard Annual Percentage Rate will apply after the end of the Interest Free Term. Lombard Accounts are available to approved applicants only. Terms, conditions, fees and charges apply and can be viewed here.