How it works

Buy now and pay over time with Interest Free terms

So, you have applied for a Lombard account and you’re approved. Start shopping!

Buy from a network of Lombard retailers

Shop at any of our participating Lombard retailers and get up to 48 months Interest Free~ on your purchase.

There is no need to pay a lump sum when you can buy what you want today, and have the convenience of paying it off over time within your Interest Free Term. For example; instead of paying $4,000 in one hit, pay $167 per month over 24 months*. It’s that simple.

Buying is easy. Select your goods and present your Lombard card to the sales consultant at a Lombard retailer. They will process an additional purchase on your behalf. Even without a card, simply advise the sales consultant you have a Lombard account. 

Locate a Lombard retailer near you to start shopping

Shop anywhere Visa is accepted

If you don’t find what you’re looking for within the Lombard retailer network, you can use your Lombard card anywhere else, worldwide wherever Visa is accepted, and still buy what you want now - with Lombard Interest Free terms. 


~Available at participating Lombard retailers only. Minimum purchase and conditions may apply. The promotional terms available may vary per Lombard retailer.

*This is an indicative monthly repayment only, based on a Lombard account purchase of $4,000 over a 24 month promotional period. This excludes the $99 Annual Fee, charged on the account open date and annually on the anniversary of the account open date, and assumes no additional purchases, cash withdrawals or any other fees and charges are made on the Lombard account.